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Matt M Dean

1310 RR 620 S. Ste C-15

Austin, TX 78734

O -   512-617-9436

C -    512-415-6142

matt.dean@securitynational.com

NMLS Lic # 227603


Credit Score

As you are probably well aware, your credit score is a very important factor in qualifying for a mortgage. In order to receive the best mortgage rates available, you need to possess ‘excellent’ credit. If that is the case for you- Congratulations! For the rest of consumers who possess good, fair or poor credit, there are still mortgage products available, and the better your credit score, the more options there are for you to choose from.

 

There are also proactive steps that you can take in order to maximize our credit potential for both the short and long term, should you desire to improve your score.

 

Your loan SNMC mortgage consultant can assist you in determining if you should consider credit repair and/or what your options are as your credit stands today, as well as with potential repair services taken into consideration.

 

CLICK HERE to pull your credit score now at NO COST.  

 

What's a ‘Good Credit Score’?

Credit scores range from around 300 to 900, with the average credit score in America being around 720. Here is a generally accepted view of scores:

 

Excellent = 720 to 900

Good = 660 to 719

Fair = 620 to 659

Poor/Bad = 619 and below


 

SecurityNational Mortgage Company is licensed under the laws of the state of Texas, and by state law is subject to regulatory oversight by the Department of Savings and Mortgage Lending. Any consumer wishing to file a complaint against SecurityNational Mortgage Company should complete, sign, and send a complaint form to the Department of Savings and Mortgage Lending, 2601 North Lamar, # 201, Austin, Texas 78705. Complaint forms and instructions may be downloaded and printed from the department’s web site located at http://www.sml.texas.gov or obtained from the department upon request by mail at the address above, by telephone at its toll-free consumer hotline at 1-877-276-5550, by fax at (512) 475-1360, or by e-mail at smlinfo@sml.texas.gov

The department maintains the mortgage broker recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with, and investigated by, the department prior to the payment of a claim. For more information about the recovery fund, please consult Subchapter F of the Mortgage Broker License Act on the department’s web site referenced above. 


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